:root{--navy-950:#07192f;--navy-900:#0b2545;--navy-850:#0f3057;--navy-800:#134074;--navy-700:#1d4e89;--navy-600:#2a65a7;--navy-100:#e2ecf8;--navy-50:#f0f5fb;--ink:#0f172a;--ink-soft:#1e293b;--muted:#475569;--muted-light:#64748b;--amber:#b45309;--amber-dark:#8a3c04;--amber-100:#fef3c7;--amber-50:#fffbeb;--green:#15803d;--green-dark:#166534;--green-100:#dcfce7;--green-50:#f0fdf4;--blue:#2563eb;--blue-50:#eff6ff;--purple:#7c3aed;--purple-50:#f5f3ff;--paper:#faf9f6;--warm:#f3f1eb;--warm-light:#f7f6f2;--white:#fff;--line:#e2e5df;--line-strong:#cbd2c8;--line-navy:#c8d7eb;--shadow-sm:0 1px 3px #0b25450a;--shadow-md:0 4px 12px -2px #0b25450f, 0 2px 6px -1px #0b25450a;--shadow-lg:0 12px 28px -4px #0b254514, 0 4px 12px -2px #0b25450a;--shadow-card:0 2px 5px #0b254508, 0 14px 32px #0b25450f;--font-scale:1}*{box-sizing:border-box}html{scroll-behavior:smooth;font-size:calc(16px * var(--font-scale))}body{color:var(--ink);background:var(--paper);font-family:var(--font-inter,Inter), -apple-system, 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p{color:var(--muted);font-size:1.05rem;line-height:1.7}.medicare-callout{color:#fff;background:var(--navy-900);box-shadow:var(--shadow-lg);border-radius:18px;justify-content:space-between;align-items:center;gap:50px;padding:38px 42px;display:flex}.medicare-callout .section-kicker{color:#93c5fd}.medicare-callout h2{color:#fff;margin:6px 0 8px;font-size:2.1rem;font-weight:800}.medicare-callout p{color:#cbd5e1;max-width:720px;margin:0;font-size:1.02rem}.medicare-callout .primary-button{color:var(--navy-950);background:#fff;border-color:#fff;flex:none}.medicare-callout .primary-button:hover{background:var(--navy-50)}.cola-history{gap:14px;max-width:820px;display:grid}.cola-history>div{grid-template-columns:52px 1fr 64px 85px;align-items:center;gap:16px;display:grid}.cola-history>div>span{color:var(--navy-950);font-weight:750}.cola-history>div>div{background:var(--line);border-radius:20px;height:16px;overflow:hidden}.cola-history i{border-radius:inherit;background:var(--navy-800);height:100%;display:block}.cola-history strong{font-variant-numeric:tabular-nums lining-nums;color:var(--navy-950);font-size:1.15rem;font-weight:800}.history-page-hero .history-hero-content{max-width:960px}.history-recent{margin-bottom:40px}.history-recent>p{max-width:85ch;color:var(--muted);line-height:1.7}.history-recent-grid{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:24px;margin:24px 0;display:grid}.history-recent-card{border:1px solid var(--line);background:#fff;border-radius:16px;padding:24px}.history-recent-card h3{margin-top:0}.history-recent-average strong{color:var(--blue);font-variant-numeric:tabular-nums;font-size:2rem}.history-recent-card table{border-collapse:collapse;text-align:left;font-variant-numeric:tabular-nums;width:100%}.history-recent-card caption{text-align:left;color:var(--muted);padding-bottom:12px;font-size:.85rem}.history-recent-card th,.history-recent-card td{border-bottom:1px solid 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14px;font-size:.86rem;font-weight:700;transition:all .15s}.filter-tab:hover{background:var(--navy-50)}.filter-tab.active{background:var(--navy-800);color:#fff;border-color:var(--navy-800)}.history-search-wrap{align-items:center;min-width:240px;display:flex;position:relative}.history-search-wrap svg{color:var(--muted);pointer-events:none;position:absolute;left:12px}.history-search-input{border:1px solid var(--line-navy);width:100%;color:var(--navy-950);background:#fff;border-radius:8px;padding:8px 32px 8px 36px;font-size:.88rem}.history-search-input:focus{border-color:var(--navy-800);outline:none;box-shadow:0 0 0 3px #13407426}.clear-btn{color:var(--muted);cursor:pointer;background:0 0;border:none;font-size:.75rem;font-weight:700;position:absolute;right:8px}.clear-btn:hover{color:var(--navy-950)}.history-table-container{border:1px solid var(--line);box-shadow:var(--shadow-sm);background:#fff;border-radius:16px;margin-bottom:48px;overflow-x:auto}.history-table{border-collapse:collapse;text-align:left;width:100%;font-size:.94rem}.history-table caption{color:var(--muted);text-align:left;border-bottom:1px solid var(--line);background:var(--paper-warm);padding:14px 20px;font-size:.84rem}.history-table th{text-transform:uppercase;letter-spacing:.05em;color:var(--navy-900);border-bottom:1.5px solid var(--line);background:#f8fafc;padding:14px 18px;font-size:.82rem;font-weight:800}.history-table td{border-bottom:1px solid var(--line);color:var(--ink);vertical-align:middle;padding:14px 18px}.history-table tr:hover td{background:#f8fafc}.history-table tr.record-row td{background:#f0fdf4}.history-table tr.zero-row td{color:var(--muted);background:#f8fafc}.year-cell strong{color:var(--navy-950);font-variant-numeric:tabular-nums lining-nums;font-size:1.05rem;font-weight:850}.rate-bar-wrap{align-items:center;gap:12px;display:flex}.rate-val{min-width:48px;color:var(--navy-950);font-variant-numeric:tabular-nums lining-nums;font-size:1.05rem;font-weight:850}.rate-val.record-val{color:var(--green)}.rate-val.zero-val{color:var(--muted)}.rate-bar-track{background:#e2e8f0;border-radius:999px;flex:1;min-width:80px;height:8px;overflow:hidden}.rate-bar-fill{background:var(--navy-800);border-radius:999px;height:100%;transition:width .3s}.rate-bar-fill.fill-high{background:var(--green)}.rate-bar-fill.fill-zero{background:#94a3b8}.history-table code{background:var(--paper);border:1px solid var(--line);color:var(--navy-800);border-radius:4px;padding:2px 6px;font-size:.86rem}.status-note-wrap{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.highlight-tag{color:#92400e;background:#fef3c7;border:1px solid #fde68a;border-radius:6px;align-items:center;padding:2px 8px;font-size:.76rem;font-weight:750;display:inline-flex}.no-results{text-align:center;color:var(--muted);font-size:1rem;padding:40px!important}.compounding-box{background:linear-gradient(135deg, var(--navy-950) 0%, #172554 100%);color:#fff;box-shadow:var(--shadow-lg);border-radius:18px;margin-bottom:40px;padding:38px 42px}.compounding-header h2{color:#fff;margin:6px 0 10px;font-size:2rem;font-weight:850}.compounding-header p{color:#cbd5e1;max-width:800px;margin-bottom:28px;font-size:1.05rem;line-height:1.65}.compounding-card{background:#ffffff14;border:1px solid #ffffff26;border-radius:14px;grid-template-columns:1fr 1.5fr;align-items:center;gap:32px;margin-bottom:28px;padding:24px 28px;display:grid}.compounding-input-group label{color:#93c5fd;text-transform:uppercase;letter-spacing:.04em;margin-bottom:8px;font-size:.86rem;font-weight:750;display:block}.compounding-results{align-items:center;gap:24px;display:flex}.comp-label{color:#94a3b8;text-transform:uppercase;font-size:.8rem;display:block}.comp-val{color:#fff;font-variant-numeric:tabular-nums lining-nums;font-size:2.2rem;font-weight:850}.comp-val.highlight{color:#86efac}.comp-arrow{color:#93c5fd;font-size:1.8rem}.comp-sub{color:#86efac;margin-top:2px;font-size:.82rem;display:block}.compounding-cta-row{flex-wrap:wrap;align-items:center;gap:16px;display:flex}.compounding-cta-row .secondary-button{color:#fff;background:0 0;border-color:#ffffff4d}.compounding-cta-row .secondary-button:hover{color:#fff;background:#ffffff1a}.explainer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:70px;display:grid}.explainer-grid article h2{color:var(--navy-950);margin:8px 0 14px;font-size:2rem;font-weight:800}.explainer-grid article p{color:var(--muted);font-size:1.04rem;line-height:1.7}.tool-page-hero{padding-bottom:34px}.tool-stage{background:linear-gradient(180deg, var(--paper), var(--warm));padding:10px 0 70px}.tool-width{width:min(860px,100% - 40px)}.tool-width.wide{width:min(960px,100% - 40px)}.tool-stage .source-strip{margin-bottom:16px}.radio-group.two-up{grid-template-columns:repeat(2,minmax(0,1fr))}.premium-choice{gap:10px;margin-block:24px 20px;display:grid}.waterfall{border-top:1.5px solid var(--line);margin:18px 0 6px}.waterfall>div{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:20px;padding:16px 6px;display:flex}.waterfall span{color:var(--muted);font-size:.98rem}.waterfall strong{font-variant-numeric:tabular-nums lining-nums;color:var(--navy-950);font-size:1.65rem;font-weight:800}.waterfall .negative{color:#dc2626}.waterfall .waterfall-total{background:var(--green-50);border-bottom:none;border-radius:10px;margin-inline:-12px;padding-block:22px;padding-inline:18px}.waterfall-total span{color:var(--navy-950);font-size:1.05rem;font-weight:800}.waterfall-total strong{color:var(--green);font-size:2.3rem;font-weight:900}.raise-visual{background:var(--paper);border:1px solid var(--line);border-radius:12px;margin-top:28px;padding:22px}.bar-row{grid-template-columns:95px 1fr 80px;align-items:center;gap:14px;margin-top:14px;font-size:.85rem;display:grid}.bar-row>div{background:var(--line);border-radius:20px;height:14px;overflow:hidden}.bar-row i{background:var(--navy-600);border-radius:20px;height:100%;display:block}.bar-row.keep i{background:var(--green)}.bar-row.medicare i{background:var(--amber)}.bar-row strong{text-align:right;font-variant-numeric:tabular-nums lining-nums;font-size:1rem;font-weight:750}.absorb-note{color:#78350f;background:var(--amber-50);border:1px solid #fed7aa;border-radius:10px;margin:20px 0 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